Buy With Confidence,
Finance With Clarity

Secure tailored financing solutions and trusted agent guidance to make your home purchase seamless.

Find Your Perfect Home With Ease!

Hi there! As your realtor and loan officer, I make buying a home straightforward and stress-free. I’ll find financing that works for your budget and walk you through the entire process, from start to finish. 

With quick pre-approvals and my focus on the details, you can relax knowing everything’s handled. I also have access to great loan options to get you the best that meets your needs. Let’s work together to get you into your perfect home quickly and smoothly! 

Find Your Perfect Home With Ease!

Home Buying Process

Searching for the perfect home can feel overwhelming, which is why I prioritize guiding you through every step. With my support, your journey will be smooth and stress-free, leading you to the home of your dreams.

Consultation

Consultation

During the buyer consultation, we’ll review current market conditions, available financing options, and strategies to negotiate the best deal. I’ll answer every question so you feel confident and prepared.

Pre-approval

Pre-approval

I’ll walk you through the pre-approval process, where your financial picture is evaluated and your borrowing potential is determined. This step is key to turning your homeownership goals into reality.

Local Market Mastery

Property search

You’ll receive instant notifications for listings that fit your criteria. When something sparks your interest, just let me know, and we’ll schedule a showing promptly to keep your search moving forward.

Make an offer

Make an offer

Once you’re ready, I’ll submit your offer to the seller. If there’s a counteroffer or adjustments needed, I’ll guide you through each step so you can respond strategically and confidently.

Inspections

Inspections

We’ll coordinate a home inspection to confirm everything is in good condition and address any potential issues. This ensures peace of mind as we move closer to closing.

Personalized Boutique Service

Closing

Closing day has arrived, and it’s time to celebrate! I’ll be there every step of the way to make sure the process is seamless and that you step into your new home with excitement and confidence.

VIP Home search

Find your perfect match

Share your preferred neighborhoods, price range, and the number of bedrooms and bathrooms you're looking for, and let’s kick off your personalized home search journey! By providing these details, we can tailor our search to match your specific needs and preferences, helping you find the perfect home that fits your lifestyle and budget.

Find Your Perfect Home With Ease!

Experience Matters

18+

years of experience

$100K+

Over List Price

$175K

Buyer Savings

100+

Mortgage Products

"Tom is easy to work with and very accommodating. He was able to sell my home for $100k over the list price within a week and helped us buy the perfect replacement home after receiving a $175k discount. Highly recommended!"
"Tom and his team were a one stop shop for my partner and I in buying our first home! From getting us approved for a loan, showing us multiple homes, answering all of our questions, and making us feel comfortable and knowledgeable every step of the way - we couldn’t be happier with our experience. Th
"Just bought a home and received excellent service from Tom Fernandez and his team. Tom was very responsive to any questions I had and super patient with both my wife and I when we were confused on anything and indecisive throughout the entire home buying process. Tom has a cool personality that made
"Tom and his team did a fantastic job helping me buy my first home! I was always informed of the next steps in the process and provided with great advice from the start to the end. Although home buying is a stressful endeavor, I did not feel the stress because of how well Tom and his team handled the

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Need Guidance
Along the Way?

Whether you’re curious about today’s market, need clarity on the process, or want to explore homes in person, I’m here to help. Reach out anytime and let’s make your next move simple and rewarding!

Let's Talk