Selling Your Home: Two Options,
For Your Situation!

If you’re thinking about selling your house, you basically have two paths to choose from — and I help homeowners with both. No pressure, no sales pitch. I’ll walk you through exactly how each one works, step by step, so you can see the trade-offs and decide what makes sense for you.

Option 1: Traditional Retail Selling (MLS Listing – “Get Top Dollar”)

This is the classic way most people sell: list your home on the Multiple Listing Service (MLS) so every buyer and agent in the area can see it. You’re aiming for the highest possible price in today’s market.

Step-by-step what happens:

  1. We meet (coffee’s on me) and I give you a free, no-obligation market analysis so you know exactly what your home is worth right now.
  2. We prep the house together — I’ll give you a short list of easy wins (paint, declutter, maybe a few small repairs) and connect you with pros if you want staging or professional photos.
  3. I list it on the MLS + blast it everywhere (Zillow, Realtor.com, social media, my network).
  4. Buyers come through with showings and offers. We negotiate (I handle all the paperwork and back-and-forth so you don’t have to).
  5. We close in 30–45 days once you pick your favorite offer.

The trade-offs:

  • Upside: You usually walk away with the most money — often $30k–$100k+ more than a cash offer, depending on your market.
  • Downside: It takes longer (average 45–90 days on market right now in most areas), you’ll have strangers walking through your house, and there are costs (my commission is 5–6% total, plus closing costs, possible repairs, and holding costs like mortgage and utilities while it’s listed).

How I help you here: I’m your full-service guide from day one to closing. I market like crazy, price it right so it doesn’t sit, negotiate every dollar, and keep you updated every step so you’re never guessing.

Option 2: Cash Offer from Trusted Investors (“Fast & Easy”)

You sell directly to an investor / flipper who buys houses “as-is” with cash. No repairs, no showings, no waiting for a buyer to get financing. I have a short list of vetted local investors I’ve worked with for years — they close fast and treat people fairly.

Step-by-step what happens:

  1. Same first meeting — I run the numbers and tell you what your home is worth retail vs. what cash investors will pay.
  2. I reach out to my investor network and get you 2–3 solid cash offers within 24–48 hours (no obligation).
  3. You pick the best one (or say “no thanks” and we go the traditional route instead).
  4. Investor does their quick inspection (usually 5–7 days).
  5. You choose your closing date — often as fast as 7–14 days from acceptance.

Quick Side-by-Side Comparison?

What Matters to You    Traditional MLS Route    Cash Investor Route
Speed    45–90+ days    7–21 days
Max Money    Usually highest    15–35% less than retail
Repairs & Cleaning    You handle (or negotiate credits)    None — sold “as-is”
Showings & Strangers    Yes, multiple    None prior to contract
My Commission    Standard 2–3%     Paid by investor
Certainty    Depends on market    100% cash — closes or I keep working

The trade-offs:

  • Upside: Lightning fast, zero repairs or cleaning, zero showings, zero stress, and you can close on your timeline (even if you need to stay a few extra weeks).
  • Downside: Cash offers are usually 15–35% below market value because the investor has to make a profit after repairs and resale. So you’ll net less money than the retail route — but you keep every penny you would have spent on repairs, realtor commissions and closing costs.


How I help you here: I don’t just hand you off. I get competing offers so you’re not stuck with one lowball, I review every contract with you, I make sure the investor is legit and the numbers are fair, and I still handle all the closing paperwork. If the cash offers aren’t good enough, we can switch to the MLS route the same day — zero risk.

Which One Should You Pick?

  • Choose traditional if you have time, want every last dollar, and your home is in good shape or easy to fix up.
  • Choose cash if you need to sell fast (job move, divorce, inherited property, tired of landlord life, etc.), don’t want to fix anything, or just want the simplest exit.

Here’s the best part: You don’t have to decide alone. We’ll run both sets of numbers for free, compare real offers side-by-side, and I’ll give you my honest recommendation based on your situation, timeline, and how much work you want to put in.

Ready to see what your home is worth both ways?
Shoot me a text or call — seriously, zero pressure. We’ll grab the numbers in one quick conversation and you’ll know exactly what your options look like.

Let’s get you the best possible outcome, whichever path you pick.
Talk soon!

Thomas Fernandez – Your Local Realtor Who Actually Gives You Choices

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18+

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Over List Price

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"Tom is very knowledgeable in real estate transactions and mortgage loans. He takes the time to explain all questions and is very professional and courteous. Im very pleased with the help I received from him."
"Tom is easy to work with and very accommodating. He was able to sell my home for $100k over the list price within a week and helped us buy the perfect replacement home after receiving a $175k discount. Highly recommended!"
"Tom and his team were a one stop shop for my partner and I in buying our first home! From getting us approved for a loan, showing us multiple homes, answering all of our questions, and making us feel comfortable and knowledgeable every step of the way - we couldn’t be happier with our experience. Th
"Just bought a home and received excellent service from Tom Fernandez and his team. Tom was very responsive to any questions I had and super patient with both my wife and I when we were confused on anything and indecisive throughout the entire home buying process. Tom has a cool personality that made
"Tom and his team did a fantastic job helping me buy my first home! I was always informed of the next steps in the process and provided with great advice from the start to the end. Although home buying is a stressful endeavor, I did not feel the stress because of how well Tom and his team handled the

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